Tax Debt Relief Attorneys in New York, New Jersey & Federal Court
Solutions for Overwhelming IRS and State Tax Debt.
Owing back taxes to the IRS or state tax authorities can feel overwhelming. Penalties and interest build quickly, while aggressive collection tactics — such as liens, levies, and wage garnishments — can devastate your financial stability. Fortunately, there are legal options for relief. With the right strategy, you may be able to reduce the amount owed, stop collection actions, and regain control of your finances.
Our firm helps individuals and businesses in New York, New Jersey, and federal tax matters pursue every available path to resolve tax debt.
Common Tax Debt Relief Options
- Installment Agreements: Payment plans that allow you to repay tax debt over time in manageable amounts.
- Offer in Compromise (OIC): Settling your tax debt for less than the full amount owed if you qualify.
- Currently Not Collectible (CNC) Status: Temporarily halting IRS collection efforts if you cannot pay.
- Penalty Abatement: Requesting reduction or elimination of penalties for reasonable cause, such as illness or reliance on bad advice.
- Innocent Spouse Relief: Protecting individuals from liability for taxes caused by a spouse or ex-spouse.
- Bankruptcy: In limited circumstances, certain tax debts may be discharged through bankruptcy.
- Appeals: Challenging IRS or state decisions regarding debt assessments or collections.
Tax Debt Relief in New York
The New York State Department of Taxation and Finance offers:
- Installment payment agreements.
- Penalty abatements in certain cases.
- Voluntary Disclosure Programs to resolve unfiled returns or past due liabilities.
- Collection suspension in hardship situations.
Tax Debt Relief in New Jersey
The New Jersey Division of Taxation provides:
- Payment plans for delinquent taxpayers.
- Penalty reduction or abatement in some cases.
- Programs to resolve outstanding liabilities before enforcement actions escalate.
Federal Tax Debt Relief (IRS)
The IRS offers several formal programs, including:
- Fresh Start Program: Expanded eligibility for installment agreements and Offers in Compromise.
- Streamlined Installment Agreements: For taxpayers owing under a certain threshold.
- Partial Payment Installment Agreements: Allowing repayment of less than the full debt if financial circumstances warrant.
Consequences of Ignoring Tax Debt
- Federal or state liens against homes, vehicles, or businesses.
- Levies on bank accounts or wages.
- Loss of professional licenses or passports.
- Seizure of property or assets.
- Escalation from civil debt collection to criminal tax investigation if fraud is suspected.
Why Legal Representation Matters
Tax debt relief programs are not one-size-fits-all. The IRS and state tax departments are focused on collecting as much as possible, not on protecting your interests. An experienced tax debt relief attorney in New York, New Jersey, and federal practice can:
- Evaluate eligibility for relief programs.
- Negotiate directly with the IRS or state tax authorities.
- Protect your income and assets from aggressive collection actions.
- Build a strategy tailored to your financial situation and long-term stability.
If you are overwhelmed by tax debt, you are not alone — and you have options. Our firm helps clients pursue lasting relief while protecting their rights and financial future.
